Overview

“Ameriabank CJSC” is looking for a “Loan officer, Hrazdan branch”.

Responsibilities:

  • Provide detailed consultation on different kinds of loans to potential borrowers
  • Review the documents and/or information filed by the client, assess clients’ creditworthiness and borrowing capacity
  • Make inquiries on the client’s credit history to the relevant credit bureau
  • Prepare and submit opinion on loan disbursement
  • Compile and maintain the clients’ credit files in electronic and hard forms (including in the operational system and CRM database of the bank)
  • Draft loan, security and warranty agreements and follow up on their execution  
  • Ensure document flow in the loan disbursement and service processes 
  • Process the agreements in the bank operational system and give electronic instructions in connection with the loan disbursement to the relevant units
  • Administer and monitor disbursed loans
  • Follow up on timely repayment of loans and notify relevant services in case of default
  • Provide professional opinion
  • Submit performance reports to the line manager 

Required Qualifications:

  • University degree in finance, accounting or economy (ACCA or MBA will be a plus)
  • At least 2 years of work experience as a loan specialist
  • Proficiency in Microsoft Office; knowledge of AS Bank 4.0 and will be a plus
  • Fluency in Armenian, Russian and English
  • Knowledge of banking and civil legislation, banking and accounting
  • Excellent communication skills and courteous manners
  • Attention to detail
  • Team playing skills
  • Decision making skills and ability to handle stressful situations

About Ameriabank CJSC

Ameriabank is a corporate bank with integrated investment-banking and a limited number of retail banking services. The united team of Ameriabank and Ameria Group Companies provides individual financial-banking solutions. We carve out paths for improveme