Overview
Assessment of credit risks within the review of corporate and MSME credit applications, and submission of proposals aimed at mitigating and managing the identified credit risks.
Responsibilities:
- Review of commercial loans analyses conducted by business units and verification of compliance with internal policies and procedures
- Review of analyses and verification of compliance with internal policies and procedures
- Provision of professional support to the relevant business unit in the preparation and analysis of credit applications
- Identification and assessment of business loan risks, setting conditions aimed at managing the identified risks, and providing conclusions
- Participation in the development of internal regulatory documents governing commercial lending, submission of proposals, and implementation of amendments to existing internal regulations
- Development and enhancement of the internal credit scoring system for legal entities
- Assessment of risks related to the introduction of new credit products
- Preparation of periodic reports on the quality of the credit portfolio
Skills:
- Analytical skills
- Communication Skills
- MS Windows, MS Office
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