Overview
Responsibilities:
- Review micro and small business loan applications submitted by branches, provide professional opinion
- Review loan applications of individuals that include business analysis, provide professional opinion
- Submit loan conclusions to the head of the unit, Chairman of the Credit Committee/Management Board and other authorized bodies for approval
- Provide professional advice
- Where required, participate in business analyses with loan officers in branches
- Analyze the financial position of the borrowers to review the loan terms, prepare loan restructuring conclusions and submit them to the authorized body for approval
- Handle the paperwork of the unit
- Substitute the chief specialist and perform his duties in his absence
- Perform other tasks as assigned by the head of the unit or chief specialist
Required Qualifications:
- University degree in finance, business administration, economics or other related field
- At least 2 years of work experience in business analysis
- Knowledge of bank accounting fundamentals, banking legislation and prudential standards
- Strong critical thinking and ability to analyze financial data
- Team player and management skill
- Profound knowledge of MS Office, proficiency in AS-Bank Operational Day
- Excellent command of Armenian, Russian and English
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