Loan officer, Kapan branch network

- Provide detailed consultation on different kinds of loans to potential borrowers
- Review the documents and/or information filed by the client, assess clients’ creditworthiness and borrowing capacity
- Make inquiries on the client’s credit history to the relevant credit bureau
- Prepare and submit opinion on loan disbursement
- Compile and maintain the clients’ credit files in electronic and hard forms (including in the operational system and CRM database of the bank)
- Draft loan, security and warranty agreements and follow up on their execution
- Ensure document flow in the loan disbursement and service processes
- Process the agreements in the bank operational system and give electronic instructions in connection with the loan disbursement to the relevant units
- Administer and monitor disbursed loans
- Follow up on timely repayment of loans and notify relevant services in case of default
- Provide professional opinion
- Submit performance reports to the line manager

- University degree in finance, accounting or economy (ACCA or MBA will be a plus)
- At least 2 years of work experience as a loan specialist
- Proficiency in Microsoft Office; knowledge of AS Bank 4.0 and will be a plus
- Fluency in Armenian, Russian and English
- Knowledge of banking and civil legislation, banking and accounting
- Excellent communication skills and courteous manners
- Attention to detail
- Team playing skills
- Decision making skills and ability to handle stressful situations