Overview

Ameriabank CJSC is looking for a Business Loan officer, Yerevan branch network.

Responsibilities:
  • Identify the needs of business clients related to loan products, provide enhanced consultation to clients
  • Initiate the business loan application process, thoroughly review the documents and/or information submitted by the client based on the application, assess the borrowing capacity and creditworthiness of legal entity/private entrepreneur clients
  • Based on the submitted data and documents, provide properly analyzed information about the client and issue the business analysis conclusion
  • Organize initial appraisal of the property pledged as collateral, as well as property and business monitoring visits
  • Prepare, analyze and submit professional conclusions on provision of business loans to clients
  • Submit the business loan application to stakeholders for consideration and opinion
  • Organize and coordinate disbursement of approved loans
Required Qualifications:
  • University degree in finance, accounting or economics (ACCA, MBA will be a plus)
  • At least 2 years of work experience as a Loan Officer - Business Lending
  • Proficiency in Microsoft Office; knowledge of AS Bank 4.0 will be a plus
  • Good command of Armenian, Russian and English
  • Knowledge of banking and civil legislation, banking and accounting
  • Analytical thinking
  • Excellent communication skills
  • Attention to detail
  • Ability to work in a team
  • Ability to make decisions under pressure and handle stressful situations
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