Overview

We are looking for a detail-oriented and analytical Corporate Credit Analyst to join our Corporate Credit Analysis Team. In this role, you will assess the financial position and creditworthiness of corporate clients, perform comprehensive financial analysis, and support sound lending decisions by identifying and evaluating credit risks, and mitigating credit risks.

Responsibilities:
  • Assess the creditworthiness of corporate clients and evaluate loan applications,
  • Analyze borrowers' financial and operational performance,
  • Review financial statements, financial ratios, cash flows, and business trends,
  • Perform comprehensive financial analysis and validate the accuracy and consistency of financial information,
  • Present analysis results and provide recommendations regarding credit risk and lending decisions,
  • Participate in Credit Committee meetings and provide professional opinions on credit applications,
  • Ensure compliance with internal credit policies and regulatory requirements.
Required Qualifications:
  • At least 2 years of experiencein one of the following areas: Corporate Credit Analysis; Corporate Lending Financial Analysis
  • Corporate Credit Analysis; Corporate Lending
  • Financial Analysis
  • Strong knowledge of financial statement analysis, financial ratios, and cash flow analysis
  • Understanding of corporate lending principles and credit risk assessment
  • Knowledge of Armenian banking regulations and tax legislation is an advantage
  • Strong command of Microsoft Office applications
  • Good command of Armenian and English; knowledge of Russian is considered an advantage
  • Strong analytical, problem-solving, and decision-making skills
  • Excellent written and verbal communication skills
  • Ability to work under pressure, prioritize tasks, and meet deadlines
  • High level of responsibility, integrity, and attention to detail
  • Bachelor's degree in Finance, Economics, Accounting, or a related field
  • Time management
  • Financial analysis
Additional Information:

Professional Skills

  • Financial statement analysis
  • Corporate credit analysis
  • Credit risk assessment
  • Knowledge of Armenian banking and tax legislation (preferred)

Personal Skills

  • Analytical thinking
  • Critical thinking and problem-solving
  • Attention to detail
  • Time management
  • Communication and presentation skills
  • Ability to work under pressure and meet deadlines
  • Teamwork and collaboration

 

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