Overview

We are seeking an experienced Transaction Monitoring Specialist to join an international financial services project based in Malta, with the role located in Yerevan, Armenia.

The role will be responsible for reviewing and dispositioning transaction monitoring and screening alerts across Fast Shift’s payment flows. You will investigate unusual or potentially suspicious activity, document your findings and escalate higher-risk cases to the Senior Transaction Monitoring Specialist.

This role offers exposure to international payment flows, AML/CFT investigations, sanctions screening and the regulatory framework applicable to a Malta-based financial institution.

Responsibilities:
  • Review, investigate and disposition transaction monitoring and screening alerts within established SLAs.
  • Analyse customer and transaction activity, including source and destination of funds, counterparties and payment patterns, to identify potential financial crime risks.
  • Review sanctions, PEP and adverse-media alerts, including documenting false-positive decisions.
  • Review SWIFT, ISO 20022 and SEPA transactions, identifying AML/CFT and sanctions red flags such as structuring, layering and third-party funding.
  • Conduct relevant internal and open-source research to support investigations.
  • Make evidence-based decisions to clear, close or escalate alerts.
  • Escalate suspicious, complex or higher-risk activity to the Senior Transaction Monitoring Specialist with a complete and well-documented case file.
  • Maintain accurate, clear and auditable investigation records.
  • Support quality reviews, monitoring-rule testing, audits and regulatory requests when required.
  • Identify recurring false positives, emerging typologies or potential monitoring weaknesses and raise them with the Senior Specialist.
  • Ensure all work is performed in line with the Malta AML/CFT Policy, internal procedures and applicable regulatory requirements.
Required Qualifications:
  • 2+ years of experience in transaction monitoring, financial crime investigations, sanctions screening or a related role within a bank, EMI, payment institution, fintech or other regulated financial services environment.
  • Hands-on experience investigating transaction monitoring and/or screening alerts.
  • Good understanding of AML/CFT principles, financial crime typologies and sanctions risks.
  • Experience with rules-based transaction monitoring and screening systems.
  • Familiarity with SWIFT, SEPA and/or other payment systems is an advantage.
  • Strong analytical and investigative skills, with excellent attention to detail.
  • Ability to distinguish genuine risks from false positives and clearly document investigation rationale.
  • Strong written and spoken English, with the ability to prepare clear investigation narratives and communicate effectively with senior compliance stakeholders.
  • Ability to manage multiple alerts, prioritise workload and meet investigation SLAs.
  • Good understanding of the EU AML/CFT framework and EU sanctions requirements.
  • Knowledge of the Maltese AML/CFT framework, including PMLA, PMLFTR and FIAU Implementing Procedures, is a strong advantage.
  • Willingness to develop detailed knowledge of the Maltese regulatory framework is essential.
  • Armenian and/or Russian would be an advantage.
  • CAMS, ICA, CFCS or equivalent certification is preferred but not mandatory.
Skills:
  • Flexible
  • Multitasking
  • .NET Framework
Additional Information:

Advantages of working with us - Competitive benefits package, including health insurance, performance.based annual bonus and salary review, training opportunities, individual professional development programs.

Note:

✨ Our intelligent job search engine discovered this job and republished it for your convenience.
Please be aware that the job information may be incorrect or incomplete. The job announcement remains the property of its original publisher. To view the original job and its full details, please visit the job's URL on the owner’s page.

Please clearly mention that you have heard of this job opportunity on https://ijob.am.